Want to know more about equity release?
Watch our two-minute that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life Lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
"Richard Wylder and the team helped us in a time of difficulty and put in far more effort than anyone could have expected. Really excellent service with great communication, care and consideration."
Dave Hughes
For homeowners aged 55 and over, equity release offers a way to access tax-free money from your property whilst continuing to live there. Through a lifetime mortgage, you can unlock funds either as a lump sum or regular income, with some plans offering flexible withdrawals as needed. Whether you own your home outright or have an existing mortgage (which would need to be settled with the released funds), this could be an option worth exploring.
Peace of mind comes as standard with our equity release services. Regulated by the Financial Conduct Authority (FCA) and proudly following the Equity Release Council's strict guidelines, we ensure your interests are protected. Our lifetime mortgages come with a crucial guarantee: neither you nor your estate will ever owe more than your property's market value when sold.
The choice is entirely yours when it comes to using the released funds. From transforming your home with renovations to purchasing a new vehicle, clearing existing debts or simply enhancing your retirement lifestyle - the possibilities are limitless.
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings
At Equity Release and Mortgage Partnership North Yorkshire, our experienced team specialises in creating personalised financial solutions. We're dedicated to comparing an extensive range of plans to find your perfect match, managing all paperwork and administration from beginning to end and providing trustworthy expertise backed by years of experience.
Your journey to financial freedom begins with clear, straightforward guidance from our specialists. We're committed to supporting you every step of the way, ensuring your financial future remains secure and bright.
We compare a variety of plans to find the one that suits you best.
From start to finish, we handle the admin, saving you time and stress.
With a strong reputation for reliable advice and outstanding service, you’re in safe hands.
Here’s what to expect when you work with us for equity release, if you live in North Yorkshire.
You get in touch for a no-obligation chat, either over the phone or face to face. Your adviser will explain how equity release works, answer initial questions, and check whether it could be suitable.
If equity release looks appropriate, your adviser will carry out a full assessment of your circumstances and recommend a plan tailored to your needs.
Your chosen lender will arrange an independent valuation of your home. This confirms the property value and the final amount you can release.
You’ll receive independent legal advice from a solicitor of your choice. They’ll explain everything in plain English and handle the legal side before completion.
Once everything is approved, your equity is released to you as a lump sum, smaller amounts, or a mix of both. You remain the owner of your home for life, with no mandatory monthly repayments.
You’re supported at every stage, and you’re free to stop the process at any time.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences
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